The BMW M550i spans 2018–2023 with 8 recorded NHTSA recalls and a 4.0/5 ForCar reliability score. The years to approach with caution are 2018, 2020, 2022 (most owner complaints); the cleanest are 2019, 2023, 2021. It delivers up to 20 mpg combined and NHTSA-rated safety.
How we score: NHTSA crash-test safety (40%), recall frequency across all years (25%) and the share of owner complaints involving a crash, fire or injury (35%). Based on NHTSA & EPA data — not user reviews.
Overview
The BMW M550i is one of the most popular vehicles in its class, produced from 2018 to 2023 across multiple generations.
How to read a BMW M550i VIN — every digit explained
Every BMW M550i carries a unique 17-character VIN stamped at the factory. Each position is a code — together they spell out where, when and how your car was built. Here's exactly what every digit means.
- WMI (1–3) — country & manufacturer. Tells you it's a BMW and the country it was built in (real BMW codes below).
- VDS (4–8) — model, body style, engine, trim & restraints. The 8th digit is the engine code.
- Check digit (9) — a math check that proves the VIN is genuine.
- Model year (10) — the year it was built (e.g. R = 2024, S = 2025).
- Plant (11) — which factory assembled this M550i.
- Serial (12–17) — the unique sequential production number.
- Germany3MF · 3MW · 5UM · WAP · WB1 · WB3
- USA4US · 5UX · 5YM
Digits 4–17 — the engine code (8th), model-year letter (10th) and plant — follow the universal SAE standard, identical on every car. For the full year-code table (2001–2026), country codes and where the VIN is stamped on your M550i, see the complete guide to reading a VIN.
How many recalls does the BMW M550i have?
The BMW M550i has 8 recorded NHTSA recalls across 2018–2023. Pick a year below to see its recalls — then verify open recalls against your specific VIN.
2021 BMW M550i recalls 2
Back Over Prevention: Sensing System: Camera
What's wrong. BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5 xDrive50i, X5M, X5 M50i, X7 xDrive40i, X7 xDrive50i, X7 M50i, Alpina XB7, 330i, 330i xDrive, M340i, M340i xDrive, and 8 Series Coupe, Convertible and Grand Coupe, 840i, 840i xDrive, M850i xDrive, M8, 2020-2021 530e, 530e xDrive, 330e, 330e xDrive, 745Le, 745Le xDrive, X5 xDrive45e, X3 xDrive30e, X6 sDrive40i, X6 xDrive40i, X6 xDrive50i, X6 M50i, X6M, 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 740i, 740Li, 740Li xDrive, M760i Drive, M760Li xDrive, 750Li xDrive Alpina, Alpina B7 xDrive, and 2021 4 Series Coupe 430i, 430i xDrive, M440i xDrive vehicles. When shifting into Reverse, a small portion of the rearview image may be obscured, or the screen may not illuminate. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rear Visibility."
Risk. If the driver relies on only the rearview camera image, the missing or reduced rearview image view can increase the risk of a crash or injury.
Fix. BMW will notify owners, and dealers will inspect the rearview camera software and update it if necessary, free of charge. The recall began April 16, 2021. Owners may contact BMW customer service at 1-800-525-7417.
Back Over Prevention: Sensing System: Camera
What's wrong. BMW of North America, LLC (BMW) is recalling certain 2020-2021 X3 sDrive 30i, X3 xDrive 30i, X3M 40i, X3 xDrive 30e, X4 xDrive 30i, X4M 40i, 530i, 540i, 540i xDrive, M550i xDrive, M5, 550e, 550e xDrive, and 550e iPerformance vehicles. A small portion of the rearview image may be slightly obscured. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 111, "Rear Visibility."
Risk. If the driver relies on only the rearview camera image, the reduced rearview image view can increase the risk of a crash or injury.
Fix. BMW will notify owners, and dealers will inspect and, if necessary, program the rearview camera with updated software. The recall began November 18, 2020. Owners may contact BMW customer service at 1-800-525-7417.
2020 BMW M550i recalls 3
Back Over Prevention: Sensing System: Camera
What's wrong. BMW of North America, LLC (BMW) is recalling certain 2018 540d, 2018-2020 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 530e, 530e xDrive, X3 sDrive, X3 xDrive, X3 M40i, X3 M, and 2019-2020 X4 xDrive, X4 M40i, X4 M, X7 xDrive, X7 M50i, 740Li, 740Li xDrive, 750Li, 750Li xDrive, 8 Series Convertible and Coupe 840i, 840i xDrive, M850i xDrive, X5 sDrive, X5 xDrive, X5 M50i, X6 xDrive, X6 M50i, 330i, 330i xDrive, M340i, M340i xDrive, Z4 sDrive, Z4 M40i, 740Le xDrive and 745Le xDrive, 2018-2019 640i xDrive Gran Turismo and Rolls-Royce Phantom, 2019 M850i xDrive Gran Coupe and Rolls-Royce Cullinan and 2020 Toyota Supra vehicles. The back-up camera and display settings can be adjusted such that the rear view image is no longer visible and the system will retain that setting the next time the vehicle is placed in reverse. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rearview Mirrors."
Risk. The lack of an image in the back-up camera display increases the risk of a crash.
Fix. BMW will notify owners, and dealers will update the back-up camera software, free of charge. The recall began November 8, 2019. Owners may contact BMW customer service at 1-800-525-7417 or Rolls-Royce at 1-877-877-3735. Toyota owners may contact Toyota customer service at 1-888-270-9371.
Back Over Prevention: Sensing System: Camera
What's wrong. BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5 xDrive50i, X5M, X5 M50i, X7 xDrive40i, X7 xDrive50i, X7 M50i, Alpina XB7, 330i, 330i xDrive, M340i, M340i xDrive, and 8 Series Coupe, Convertible and Grand Coupe, 840i, 840i xDrive, M850i xDrive, M8, 2020-2021 530e, 530e xDrive, 330e, 330e xDrive, 745Le, 745Le xDrive, X5 xDrive45e, X3 xDrive30e, X6 sDrive40i, X6 xDrive40i, X6 xDrive50i, X6 M50i, X6M, 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 740i, 740Li, 740Li xDrive, M760i Drive, M760Li xDrive, 750Li xDrive Alpina, Alpina B7 xDrive, and 2021 4 Series Coupe 430i, 430i xDrive, M440i xDrive vehicles. When shifting into Reverse, a small portion of the rearview image may be obscured, or the screen may not illuminate. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rear Visibility."
Risk. If the driver relies on only the rearview camera image, the missing or reduced rearview image view can increase the risk of a crash or injury.
Fix. BMW will notify owners, and dealers will inspect the rearview camera software and update it if necessary, free of charge. The recall began April 16, 2021. Owners may contact BMW customer service at 1-800-525-7417.
Back Over Prevention: Sensing System: Camera
What's wrong. BMW of North America, LLC (BMW) is recalling certain 2020-2021 X3 sDrive 30i, X3 xDrive 30i, X3M 40i, X3 xDrive 30e, X4 xDrive 30i, X4M 40i, 530i, 540i, 540i xDrive, M550i xDrive, M5, 550e, 550e xDrive, and 550e iPerformance vehicles. A small portion of the rearview image may be slightly obscured. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 111, "Rear Visibility."
Risk. If the driver relies on only the rearview camera image, the reduced rearview image view can increase the risk of a crash or injury.
Fix. BMW will notify owners, and dealers will inspect and, if necessary, program the rearview camera with updated software. The recall began November 18, 2020. Owners may contact BMW customer service at 1-800-525-7417.
2019 BMW M550i recalls 1
Back Over Prevention: Sensing System: Camera
What's wrong. BMW of North America, LLC (BMW) is recalling certain 2018 540d, 2018-2020 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 530e, 530e xDrive, X3 sDrive, X3 xDrive, X3 M40i, X3 M, and 2019-2020 X4 xDrive, X4 M40i, X4 M, X7 xDrive, X7 M50i, 740Li, 740Li xDrive, 750Li, 750Li xDrive, 8 Series Convertible and Coupe 840i, 840i xDrive, M850i xDrive, X5 sDrive, X5 xDrive, X5 M50i, X6 xDrive, X6 M50i, 330i, 330i xDrive, M340i, M340i xDrive, Z4 sDrive, Z4 M40i, 740Le xDrive and 745Le xDrive, 2018-2019 640i xDrive Gran Turismo and Rolls-Royce Phantom, 2019 M850i xDrive Gran Coupe and Rolls-Royce Cullinan and 2020 Toyota Supra vehicles. The back-up camera and display settings can be adjusted such that the rear view image is no longer visible and the system will retain that setting the next time the vehicle is placed in reverse. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rearview Mirrors."
Risk. The lack of an image in the back-up camera display increases the risk of a crash.
Fix. BMW will notify owners, and dealers will update the back-up camera software, free of charge. The recall began November 8, 2019. Owners may contact BMW customer service at 1-800-525-7417 or Rolls-Royce at 1-877-877-3735. Toyota owners may contact Toyota customer service at 1-888-270-9371.
2018 BMW M550i recalls 1
Back Over Prevention: Sensing System: Camera
What's wrong. BMW of North America, LLC (BMW) is recalling certain 2018 540d, 2018-2020 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 530e, 530e xDrive, X3 sDrive, X3 xDrive, X3 M40i, X3 M, and 2019-2020 X4 xDrive, X4 M40i, X4 M, X7 xDrive, X7 M50i, 740Li, 740Li xDrive, 750Li, 750Li xDrive, 8 Series Convertible and Coupe 840i, 840i xDrive, M850i xDrive, X5 sDrive, X5 xDrive, X5 M50i, X6 xDrive, X6 M50i, 330i, 330i xDrive, M340i, M340i xDrive, Z4 sDrive, Z4 M40i, 740Le xDrive and 745Le xDrive, 2018-2019 640i xDrive Gran Turismo and Rolls-Royce Phantom, 2019 M850i xDrive Gran Coupe and Rolls-Royce Cullinan and 2020 Toyota Supra vehicles. The back-up camera and display settings can be adjusted such that the rear view image is no longer visible and the system will retain that setting the next time the vehicle is placed in reverse. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rearview Mirrors."
Risk. The lack of an image in the back-up camera display increases the risk of a crash.
Fix. BMW will notify owners, and dealers will update the back-up camera software, free of charge. The recall began November 8, 2019. Owners may contact BMW customer service at 1-800-525-7417 or Rolls-Royce at 1-877-877-3735. Toyota owners may contact Toyota customer service at 1-888-270-9371.
Best and worst years for the BMW M550i
Based on NHTSA owner-complaint volume across 6 tracked years, the worst years are 2018, 2020, 2022 and the best (fewest complaints) are 2019, 2023, 2021.
ForCar aggregate — our own analysis of complaint volume, not published by NHTSA.
| Year | Owner complaints | Top issue | Verdict |
|---|---|---|---|
| 2018 M550i | Air Bags | Avoid | |
| 2019 M550i | — | Best | |
| 2020 M550i | Power Train | Avoid | |
| 2021 M550i | Power Train | Best | |
| 2022 M550i | Wheels | Avoid | |
| 2023 M550i | — | Best |
What are the most common BMW M550i problems?
The most-reported BMW M550i problems are Seats (3 reports), Tires (1 reports) and Engine (1 reports) — out of 26 owner complaints NHTSA holds for the model. Here's how they break down:
Most-reported components — tap a category to read what owners actually experienced:
Source: NHTSA owner complaints, all model years. Bar = share of total complaints. Full reports searchable on NHTSA.gov.
BMW M550i specifications & dimensions
The 2018–2023 BMW M550i measures 195″ long on a 117″ wheelbase, with a curb weight near 4,222 lb. Full dimensions below — engine, horsepower and trim decode from your VIN. For the original factory build — MSRP, trim and standard equipment — rebuild the BMW M550i window sticker.
| Years | Length | Width | Height | Wheelbase | Curb weight |
|---|---|---|---|---|---|
| 2018–2023 | 195″ | 74″ | 58″ | 117″ | 4,537 lb |
Source: NHTSA vPIC / Transport Canada vehicle specifications. Metric values converted to imperial; generation ranges approximate.
BMW M550i cargo space, seating & interior room
How much the M550i holds — passengers and cargo. EPA measures its interior at 99 cu ft of passenger volume and 14 cu ft of cargo. Seating capacity and legroom vary by trim.
Exact seating capacity, third-row availability, legroom and headroom decode from your VIN or vary by trim — the original factory equipment & options list shows what each trim included.
Passenger & cargo volume from EPA fueleconomy.gov (largest configuration). Seats, legroom and headroom from NHTSA vPIC on VIN decode.
BMW M550i tire size, oil type & owner specs
The fitment owners look up most — tires, wheels, oil and batteries. Exact wheel and tire sizes decode from your VIN or the driver's door-jamb placard; the universal items are listed below.
Exact tire, wheel, oil grade, capacity and battery group are added per trim and model year — decode your VIN above for the factory fitment. Universal items shown as-is.
What MPG does the BMW M550i get?
The BMW M550i returns up to 20 combined MPG (EPA), which works out to roughly $3,850/yr in fuel. Pick an engine to see MPG, annual running cost and CO₂ by year:
The 2023 BMW M550i (4.4L 8-cyl) gets 20 mpg combined and costs about $3,850/yr to fuel, emitting 446 g/mi CO₂ (GHG 4/10, smog 3/10) — about $8,250 more than the average new vehicle over 5 years.
| Year | City | Hwy | Comb | Fuel/yr | CO₂ g/mi | Smog | Engine |
|---|---|---|---|---|---|---|---|
| 2023 M550i | 17 | 25 | $3,850 | 446 | 3/10 | 4.4L 8-cyl | |
| 2022 M550i | 17 | 25 | $3,850 | 439 | 3/10 | 4.4L 8-cyl | |
| 2021 M550i | 17 | 25 | $3,850 | 439 | 3/10 | 4.4L 8-cyl | |
| 2020 M550i | 18 | 25 | $3,850 | 435 | 3/10 | 4.4L 8-cyl | |
| 2019 M550i | 18 | 25 | $3,850 | 433 | 3/10 | 4.4L 8-cyl | |
| 2018 M550i | 16 | 25 | $4,050 | 454 | 3/10 | 4.4L 8-cyl |
Source: EPA fuel-economy database (ForCar-hosted, 1986–2027) — best combined rating per engine & year, with EPA annual fuel cost and tailpipe CO₂. Trim & drivetrain vary slightly; decode your VIN for the exact figure.
See how the M550i stacks up against the most fuel-efficient sedans, or calculate this M550i's real yearly fuel cost.
What engines does the BMW M550i have? Power & range
The BMW M550i is offered with 1 powertrain — 4.4L 8-cyl. Here's the lineup by engine, transmission and drivetrain.
| Engine | Displacement | Transmission | Drive | Fuel |
|---|---|---|---|---|
| V8 | 4.4L · 8-cyl | Automatic (S8) | AWD | Premium |
Horsepower, torque and fuel-tank size decode from your VIN — exact figures vary by engine and trim.
Source: EPA fueleconomy.gov (engines, drivetrain, range, charge time). Horsepower & torque from NHTSA vPIC on VIN decode.
How much does a BMW M550i cost to own?
A used BMW M550i sells for a median of about $3,000 for a 2023 — most listed between $2,500 and $64,888, from 28 real US listings we track. That real market price is what depreciation eats into, so it's the true anchor of the cost to own:
| Year | Typical price | Market range | Listings |
|---|---|---|---|
| 2023 M550i | $2,500–$64,888 | 9 | |
| 2022 M550i | $31,500–$32,999 | 6 | |
| 2018 M550i | $21,478–$26,995 | 13 |
For every model year mileage-adjusted, trade-in vs private-party vs dealer pricing and a good-deal check, see what a M550i is worth today, or browse used-market prices for sedans.
A BMW M550i tends to depreciate faster than average. A typical example keeps roughly 37% of its value after five years — losing about 63% to depreciation. Fuel, maintenance and insurance add to the total cost to own.
| Age | Value retained | Est. resale value | Lost to depreciation |
|---|---|---|---|
| Year 1 | 75% | $22,500 | −$7,500 |
| Year 2 | 63% | $18,900 | −$11,100 |
| Year 3 | 53% | $15,900 | −$14,100 |
| Year 4 | 44% | $13,200 | −$16,800 |
| Year 5 | 37% | $11,100 | −$18,900 |
What goes into the five-year cost to own:
- Depreciation — the biggest cost: this M550i loses about 63% of its value over five years. See the full depreciation curve by age.
- Fuel — ≈ $19,250 over five years at roughly 15,000 miles a year.
- Maintenance & repairs — routine service, tires and wear items as the M550i ages.
- Insurance — varies by driver, state and trim; get a quote for your exact figure.
Resale & depreciation are ForCar estimates from typical segment value-retention curves — not a live market quote. Fuel from EPA fueleconomy.gov at ~15k mi/yr.
How much is a BMW M550i to insure?
A BMW M550i costs about $1,360 a year to insure for a typical driver on full coverage — roughly 5% below the average car. That's from its real HLDI insurance-loss index (95, where 100 = average car); your own rate moves with state, age, record and coverage.
Estimate = US-average premium × the M550i's HLDI loss index. See BMW insurance cost by model, cost by state, or compare any car.
Is the BMW M550i safe?
NHTSA crash-test ratings aren't published for the M550i yet — see the top-rated safest cars instead.
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How many miles does a BMW M550i last?
A well-maintained BMW M550i typically lasts 250,000–300,000+ miles. It's exceptionally durable — with routine maintenance many owners report 250k+ on the original powertrain. Its ForCar Reliability Score is 4.0/5.
Check your BMW M550i’s VIN — history, recalls & specs
Title records, open recalls, build details and paint code — straight from the VIN. Free.
Check this M550i’s VIN free →All BMW M550i model years
A year-by-year snapshot of the BMW M550i — recalls, best EPA fuel economy and NHTSA safety. Tap a year for full details.
| Year | Recalls | Best MPG | Safety |
|---|---|---|---|
| 2023 M550i | 0 | — | |
| 2022 M550i | 1 recall | — | |
| 2021 M550i | 2 recalls | — | |
| 2020 M550i | 3 recalls | — | |
| 2019 M550i | 1 recall | — | |
| 2018 M550i | 1 recall | — |
Recalls = NHTSA campaigns that year · MPG = best EPA combined · Safety = NHTSA overall stars (tested years).
Frequently asked questions
What are the worst years for the M550i?
By owner-complaint volume, 2018, 2020, 2022 drew the most reports. 2019, 2023, 2021 have the cleanest records.
How many recalls does the M550i have?
8 recorded NHTSA recalls across 2018–2023. Always check open recalls by your VIN. See all BMW recalls and reliability across every model.
What MPG does the M550i get?
Up to 20 combined MPG (EPA), depending on engine — from the base 4-cylinder to the hybrid.
How many miles does a M550i last?
A well-maintained M550i typically reaches 200,000–300,000 miles with regular maintenance.
Is the M550i reliable?
Our ForCar Reliability Score for the M550i is 4.0/5, based on NHTSA safety, recall history and complaint severity.
What's the BMW M550i warranty?
New BMW models carry a 4 years / 50,000 miles basic (bumper-to-bumper) warranty and a 4 years / 50,000 miles powertrain warranty. Coverage can vary by model year and market — confirm with a BMW dealer.
Where is the BMW M550i made?
The assembly plant is encoded in the VIN — the 11th character. Decode your M550i's VIN above to see exactly where it was built; BMW may build it at more than one plant depending on the year.
How much does a M550i weigh?
The M550i's curb weight is around 4,222 lb. Its GVWR — the maximum loaded weight — decodes from the VIN.
How much ground clearance does the M550i have?
Ground clearance varies by trim and drivetrain — AWD/4WD versions often sit higher. Decode your VIN or check the specific trim for the exact figure.