About $961 a year for full coverage on a national average — 33% less than the $1,438 average car. Insurers rate the GMC Savana at an index of 67 where 100 is a typical vehicle, based on how often and how expensively these cars actually generate claims (latest data covers 2022-2024).
The premium isn't spread evenly across the GMC Savana: Collision — damage to your own car in a crash — carries its highest loss index at 79, while Comprehensive sits at 55. Those 24 points are the real reason behind the price, and they are the part a quote form never shows you. Among 8 vans we hold data for, the Savana ranks #3 from cheapest, below the class median of 71. Against what the car is worth the bill looks different again: a 2025 Savana sells for a median $38,900, so a year of cover costs 2.5% of the car's value. Calculated from 6 insurance-loss records and live US listing prices.
Why a Savana costs what it does
Insurers don't price a car with one number — they track losses separately for each kind of cover. An index of 100 is the average vehicle, so anything above means this model generates costlier claims of that type:
Read it as «where the money goes». A high Collision figure means these cars are expensive to repair after a crash; a high Comprehensive figure points at theft, weather and vandalism instead. Estimated annual split at $961: Liability (BI + PD) $461 · Collision $269 · Comprehensive $115 · Other (UM / PIP) $115.
The Savana against its class
Every vans we hold insurance data for, cheapest to insure first. The Savana is highlighted — rivals are clickable if you're cross-shopping:
Class as defined by insurers (Vans), not by us — it groups cars by how they're actually driven and repaired. Median for this class is 71, roughly $1,020 a year.
How it changed by generation
Insurance-loss index of the Savana across every generation in the data. Newer isn't automatically cheaper — driver-assist systems cut crash frequency, while sensors and aluminium panels push repair bills up:
Each point averages every recorded variant of that generation. The Savana has become more expensive to insure over time (+4 points).
What a Savana costs by state
Where you park matters as much as what you drive. The Savana's index applied to each state's average premium — the same car, the same cover, different postcode:
| State | Savana est. / yr | vs national |
|---|---|---|
| Florida | +39% vs US | |
| Louisiana | +38% vs US | |
| New York | +32% vs US | |
| District of Columbia | +26% vs US | |
| Georgia | +21% vs US | |
| Texas | +20% vs US | |
| Wisconsin | -30% vs US | |
| Hawaii | -31% vs US | |
| Idaho | -32% vs US | |
| North Dakota | -33% vs US | |
| Vermont | -33% vs US | |
| Maine | -36% vs US |
Six priciest and six cheapest states shown. Figures are the state's average premium scaled by the GMC Savana's loss index of 67 — your own quote also depends on age, record, deductible and ZIP.
GMC Savana insurance — frequently asked
How much is insurance for a GMC Savana?
About $961 a year for full coverage at the national average, versus $1,438 for a typical car. That's the model's insurance-loss index of 67 applied to the US average premium.
Why is the Savana expensive or cheap to insure?
For the GMC Savana the costliest area is Collision at an index of 79, covering damage to your own car in a crash — against 55 for its cheapest. Insurers set premiums from claim history like that, not from the sticker price — which is why the GMC Savana lands at 67, not at what it costs new.
Is the Savana cheaper to insure than rivals?
It ranks #3 of 8 in the vans class, where the median index is 71 against this car's 67. Cheaper rivals are listed in the chart above.
Is that a lot relative to the car's value?
A year of cover is 2.5% of what a 2025 Savana sells for — $961 against a median price of $38,900. Cheap cars often show a higher percentage even when the dollar premium is lower, and at 2.5% the Savana sits on the cheap side of it.
Where does this data come from?
Insurance-loss indices published for real vehicles, combined with NAIC state average premiums. It's claim history, not a quote engine — so it shows what these cars actually cost insurers rather than what one company would offer you.
Will my own quote match this?
Treat it as a baseline for the car itself. Your figure also moves with age, driving record, deductible, mileage and ZIP code — the same Savana can differ by hundreds between two drivers.
How we work this out
Mark ForCar as a preferred source and our data shows up first in your Google results. One click, no account.