The median asking price for a used Lincoln Navigator is $10,000 across 548 listings. A 2025 costs about $84,988; a 1998 about $3,450. But the same year can differ wildly: among 2004 cars the dearest asks 6.8 times what the cheapest does — condition, mileage and title do the rest.
Lincoln Navigator price by model year
| Year | Typical price | Spread | Listings |
|---|---|---|---|
| 2025 | — | 5 | |
| 2024 | — | 6 | |
| 2023 | — | 17 | |
| 2021 | — | 11 | |
| 2020 | — | 10 | |
| 2019 | — | 12 | |
| 2018 | — | 6 | |
| 2017 | — | 16 | |
| 2016 | — | 28 | |
| 2015 | — | 6 | |
| 2014 | — | 13 | |
| 2013 | — | 5 | |
| 2012 | — | 16 | |
| 2011 | — | 5 | |
| 2010 | — | 19 | |
| 2008 | — | 8 | |
| 2006 | — | 5 | |
| 2005 | — | 8 | |
| 2004 | — | 12 | |
| 2000 | — | 10 | |
| 1999 | — | 15 | |
| 1998 | — | 6 |
A spread near 1.5× means the market agrees what a Lincoln Navigator of that year is worth. Past 3× the listings mix tidy examples with tired ones, and a careful buyer can do well — but the exact figure for one car depends on its mileage and history, which is what the valuation tool is for.
Dealer or private seller
On the Lincoln Navigator the forecourt markup works out at 22% over a private sale of the same year. Both figures are measured against the median for the same model year, so age is out of the comparison and what remains is the markup itself.
| Seller | Listings | vs median year | Average asked |
|---|---|---|---|
| Dealer | 287 | +22.3% | $19,401 |
| Private seller | 178 | -0.2% | $8,375 |
The gap comes to 22.5 percentage points. Some of that buys something real — reconditioning, a warranty, paperwork handled. The rest is the cost of not looking further.
How fast price falls with mileage
Taken from a single model year — 2016, the one with the most Lincoln Navigator listings — so the curve shows mileage alone rather than age creeping in alongside it. Between the 75–100k and 150–175k bands the asking price falls 36%.
| Mileage | Price drop | Listings |
|---|---|---|
| 75–100k miles | 15 | |
| 100–125k miles | 20 | |
| 125–150k miles | 9 | |
| 150–175k miles | 13 |
Between the lowest and highest mileage bands the asking price falls 36%. Most of that drop happens early: the first hundred thousand miles cost far more than the second.
Which options hold value
The single biggest swing on a Lincoln Navigator is drivetrain: 4WD asks +17% against the median of its own model year. Every figure here uses the same normalisation — an average premium or discount measured within each year, never across them.
| Option | Listings | vs median year | |
|---|---|---|---|
| Drivetrain | Four-wheel drive | 293 | +17.0% |
| Drivetrain | Rear-wheel drive | 70 | +15.7% |
Where it's cheaper
States where the Lincoln Navigator asks least and most, measured against the national median for each model year. Dearest is MN at +66%, cheapest MO at -7% — 73 points apart, which on a $10,000 car is roughly $7,290.
| State | Listings | vs national median |
|---|---|---|
| MO | 22 | |
| FL | 24 | |
| PA | 12 | |
| MA | 12 | |
| CA | 82 | |
| OR | 44 | |
| AZ | 21 | |
| WA | 41 | |
| DC | 16 | |
| MN | 33 |
Only states with enough listings to mean something are shown. Rust-belt winters, local demand and how many were sold there originally all pull these numbers around.
Asking prices are the market. What is that car worth?
- Exact value for one VIN, adjusted for its mileage
- Live listings with prices, not just percentiles
- Price-drop alerts on the model you are watching
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How we count
The Lincoln Navigator figures here come from 548 live listings, 1998–2025 — asking prices, not sale prices. Sellers ask more than they get, so treat these as the top of the range, not the bottom.
Percentages here are never plain averages: each listing is first turned into its ratio against the median for its own model year, and those ratios are averaged instead. Without that step the numbers lie confidently — a flat average across 1998–2025 would mostly measure which years happen to be for sale this week. Slices too thin to survive the test are dropped rather than dressed up with an error bar, which for the Lincoln Navigator leaves 22 model years standing. The full method, with the traps it avoids →
Frequently asked questions
How much does a used Lincoln Navigator cost?
The median asking price is $10,000 across 548 live listings, ranging from about $3,450 for a 1998 to $84,988 for a 2025. These are asking prices — sellers generally accept less.
Is it cheaper to buy a Navigator from a private seller?
Yes, by roughly 23 percentage points. Dealers ask +22.3% against the median for the same model year, private sellers -0.2%. Part of that gap pays for reconditioning and a warranty; the rest is the price of convenience.
Where is the cheapest place to buy a Navigator?
Of the states with enough listings, MO asks least at -6.5% against the national median, and MN most at +66.4%. On a $20,000 car that spread is worth a long drive.
Why do prices for the same year vary so much?
Among 2004 cars the dearest asks 6.8× what the cheapest does. Mileage, service history and title status explain most of it — which is why an average price for an older car tells you very little on its own.
What is this worth compared with my own car?
This page describes the market. To value a specific car by its year and mileage, use the Lincoln Navigator valuation tool.
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