Insuring a Alfa Romeo costs about $2,184 a year for a typical model at the US average — above average — pricier than most brands. The cheapest is the Tonale (~$1,326/yr), the priciest the 4C (~$2,725/yr). Your own rate shifts with your state, age and record, but the model you pick sets the baseline: across 4 Alfa Romeos that baseline spans $1,326 to $2,725 a year.
Alfa Romeo insurance cost by model
Estimated annual premium for every Alfa Romeo model at the US average, cheapest first — from real HLDI insurance-loss indices. Click a model for its full page — all 4 of them, from the Tonale up to the 4C.
| Model | Est. premium | vs average | Verdict |
|---|---|---|---|
| Tonale | $1,326/yr | 92% of avg | Average |
| Stelvio | $2,064/yr | 144% of avg | Pricey |
| Giulia | $2,184/yr | 152% of avg | Pricey |
| 4C | $2,725/yr | 190% of avg | Pricey |
Cheapest Alfa Romeos to insure
The Alfa Romeo models that cost the least to insure at the US average.
Most expensive Alfa Romeos to insure
The priciest Alfa Romeos to insure — usually the most powerful and costly to repair.
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Alfa Romeo insurance cost by state — all 50
Where you live moves a Alfa Romeo premium as much as which model you pick. A typical Alfa Romeo (index 152) runs about $3,028/yr in Florida but only $1,407/yr in Maine — a swing of over $1,622 on the same car.
Estimated annual premium for a typical Alfa Romeo in every state, priciest first.
| State | Typical Alfa Romeo / yr | vs US average |
|---|---|---|
| Florida | $3,028/yr | +39% vs US |
| Louisiana | $3,006/yr | +38% vs US |
| New York | $2,880/yr | +32% vs US |
| District of Columbia | $2,762/yr | +26% vs US |
| Georgia | $2,653/yr | +21% vs US |
| Texas | $2,623/yr | +20% vs US |
| Rhode Island | $2,597/yr | +19% vs US |
| New Jersey | $2,572/yr | +18% vs US |
| Colorado | $2,514/yr | +15% vs US |
| Maryland | $2,434/yr | +11% vs US |
| Nevada | $2,431/yr | +11% vs US |
| Michigan | $2,388/yr | +9% vs US |
| Delaware | $2,384/yr | +9% vs US |
| South Carolina | $2,304/yr | +5% vs US |
| Connecticut | $2,291/yr | +5% vs US |
| Arizona | $2,285/yr | +5% vs US |
| California | $2,152/yr | -1% vs US |
| Massachusetts | $2,147/yr | -2% vs US |
| Mississippi | $2,118/yr | -3% vs US |
| Oklahoma | $2,012/yr | -8% vs US |
| Missouri | $2,009/yr | -8% vs US |
| New Mexico | $1,976/yr | -10% vs US |
| Arkansas | $1,970/yr | -10% vs US |
| Utah | $1,951/yr | -11% vs US |
| Pennsylvania | $1,934/yr | -11% vs US |
| Alabama | $1,927/yr | -12% vs US |
| Oregon | $1,927/yr | -12% vs US |
| Alaska | $1,918/yr | -12% vs US |
| Illinois | $1,909/yr | -13% vs US |
| Virginia | $1,881/yr | -14% vs US |
| Washington | $1,875/yr | -14% vs US |
| West Virginia | $1,864/yr | -15% vs US |
| Minnesota | $1,858/yr | -15% vs US |
| Tennessee | $1,841/yr | -16% vs US |
| Kentucky | $1,835/yr | -16% vs US |
| Nebraska | $1,798/yr | -18% vs US |
| Montana | $1,798/yr | -18% vs US |
| Kansas | $1,795/yr | -18% vs US |
| Wyoming | $1,793/yr | -18% vs US |
| South Dakota | $1,758/yr | -20% vs US |
| North Carolina | $1,666/yr | -24% vs US |
| Ohio | $1,576/yr | -28% vs US |
| New Hampshire | $1,568/yr | -28% vs US |
| Indiana | $1,567/yr | -28% vs US |
| Iowa | $1,534/yr | -30% vs US |
| Wisconsin | $1,519/yr | -30% vs US |
| Hawaii | $1,516/yr | -31% vs US |
| Idaho | $1,490/yr | -32% vs US |
| North Dakota | $1,460/yr | -33% vs US |
| Vermont | $1,455/yr | -33% vs US |
| Maine | $1,407/yr | -36% vs US |
Estimate a specific Alfa Romeo model in your state →
Alfa Romeo insurance cost by year
A typical Alfa Romeo costs about +19% more to insure than in 2019 — premiums have climbed across the board. Estimated typical Alfa Romeo premium by year (US average):
| Year | Typical Alfa Romeo / yr |
|---|---|
| 2023 | |
| 2022 | |
| 2021 | |
| 2020 | |
| 2019 |
For how insurance changes by a car's model year (a 2018 vs a 2024 of the same model), see each model's page.
Insurance cost rankings
Full lists ranked by the same HLDI loss data behind every Alfa Romeo figure above.
| Ranking | Tops the list | Estimated cost | Cars ranked |
|---|---|---|---|
| Cheapest Cars | Chevrolet Express | $690/yr | 669 |
| Priciest Cars | McLaren 720S | $10,589/yr | 669 |
| Cheapest for Teen Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for Young Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for New Drivers | Chevrolet Express | $690/yr | 591 |
Alfa Romeo insurance — frequently asked
Is Alfa Romeo expensive to insure?
Alfa Romeo is above average — pricier than most brands to insure — a typical model runs about $2,184/yr at the US average. Sportier and pricier models cost more; mainstream ones cost less — the gap inside the range runs from $1,326 to $2,725.
What is the cheapest Alfa Romeo to insure?
The Tonale is the cheapest Alfa Romeo to insure in our data — around $1,326/yr at the national average, about 8% below a typical car.
What is the most expensive Alfa Romeo to insure?
The 4C is the priciest Alfa Romeo to insure — roughly $2,725/yr, about 90% above the average car.
How much is insurance on a Alfa Romeo per month?
A typical Alfa Romeo costs about $182/month at the US average for full coverage. It varies by exact model, your state, age and driving record — the cheapest Alfa Romeo runs about $111/month, the priciest $227.
How is this Alfa Romeo estimate calculated?
We combine each Alfa Romeo model's real HLDI insurance-loss index with the NAIC average premium for the US (or your state). It's an estimate for a typical driver with full coverage — not a quote.