Insuring a Alfa Romeo costs about $2,184 a year for a typical model at the US average — above average — pricier than most brands. The cheapest is the Tonale (~$1,326/yr), the priciest the 4C (~$2,725/yr). Your own rate shifts with your state, age and record — but the model you pick sets the baseline.
Alfa Romeo insurance cost by model
Estimated annual premium for every Alfa Romeo model at the US average, cheapest first — from real HLDI insurance-loss indices. Click a model for its full page.
| Model | Est. premium | vs average | Verdict |
|---|---|---|---|
| Tonale | $1,326/yr | 92% of avg | Average |
| Stelvio | $2,064/yr | 144% of avg | Pricey |
| Giulia | $2,184/yr | 152% of avg | Pricey |
| 4C | $2,725/yr | 190% of avg | Pricey |
Cheapest Alfa Romeos to insure
The Alfa Romeo models that cost the least to insure at the US average.
Most expensive Alfa Romeos to insure
The priciest Alfa Romeos to insure — usually the most powerful and costly to repair.
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Alfa Romeo insurance cost by state — all 50
Where you live moves a Alfa Romeo premium as much as which model you pick. A typical Alfa Romeo (index 152) runs about $3,028/yr in Florida but only $1,407/yr in Maine — a swing of over $1,622 on the same car.
Estimated annual premium for a typical Alfa Romeo in every state, priciest first.
| State | Typical Alfa Romeo / yr | vs US average |
|---|---|---|
| Florida | $3,028/yr | +39% vs US |
| Louisiana | $3,006/yr | +38% vs US |
| New York | $2,880/yr | +32% vs US |
| District of Columbia | $2,762/yr | +26% vs US |
| Georgia | $2,653/yr | +21% vs US |
| Texas | $2,623/yr | +20% vs US |
| Rhode Island | $2,597/yr | +19% vs US |
| New Jersey | $2,572/yr | +18% vs US |
| Colorado | $2,514/yr | +15% vs US |
| Maryland | $2,434/yr | +11% vs US |
| Nevada | $2,431/yr | +11% vs US |
| Michigan | $2,388/yr | +9% vs US |
| Delaware | $2,384/yr | +9% vs US |
| South Carolina | $2,304/yr | +5% vs US |
| Connecticut | $2,291/yr | +5% vs US |
| Arizona | $2,285/yr | +5% vs US |
| California | $2,152/yr | -1% vs US |
| Massachusetts | $2,147/yr | -2% vs US |
| Mississippi | $2,118/yr | -3% vs US |
| Oklahoma | $2,012/yr | -8% vs US |
| Missouri | $2,009/yr | -8% vs US |
| New Mexico | $1,976/yr | -10% vs US |
| Arkansas | $1,970/yr | -10% vs US |
| Utah | $1,951/yr | -11% vs US |
| Pennsylvania | $1,934/yr | -11% vs US |
| Alabama | $1,927/yr | -12% vs US |
| Oregon | $1,927/yr | -12% vs US |
| Alaska | $1,918/yr | -12% vs US |
| Illinois | $1,909/yr | -13% vs US |
| Virginia | $1,881/yr | -14% vs US |
| Washington | $1,875/yr | -14% vs US |
| West Virginia | $1,864/yr | -15% vs US |
| Minnesota | $1,858/yr | -15% vs US |
| Tennessee | $1,841/yr | -16% vs US |
| Kentucky | $1,835/yr | -16% vs US |
| Nebraska | $1,798/yr | -18% vs US |
| Montana | $1,798/yr | -18% vs US |
| Kansas | $1,795/yr | -18% vs US |
| Wyoming | $1,793/yr | -18% vs US |
| South Dakota | $1,758/yr | -20% vs US |
| North Carolina | $1,666/yr | -24% vs US |
| Ohio | $1,576/yr | -28% vs US |
| New Hampshire | $1,568/yr | -28% vs US |
| Indiana | $1,567/yr | -28% vs US |
| Iowa | $1,534/yr | -30% vs US |
| Wisconsin | $1,519/yr | -30% vs US |
| Hawaii | $1,516/yr | -31% vs US |
| Idaho | $1,490/yr | -32% vs US |
| North Dakota | $1,460/yr | -33% vs US |
| Vermont | $1,455/yr | -33% vs US |
| Maine | $1,407/yr | -36% vs US |
Estimate a specific Alfa Romeo model in your state →
Alfa Romeo insurance cost by year
A typical Alfa Romeo costs about +19% more to insure than in 2019 — premiums have climbed across the board. Estimated typical Alfa Romeo premium by year (US average):
| Year | Typical Alfa Romeo / yr |
|---|---|
| 2023 | |
| 2022 | |
| 2021 | |
| 2020 | |
| 2019 |
For how insurance changes by a car's model year (a 2018 vs a 2024 of the same model), see each model's page.