Insuring a Maserati costs about $3,479 a year for a typical model at the US average — above average — pricier than most brands. The cheapest is the Grecale (~$2,322/yr), the priciest the Granturismo (~$6,547/yr). Your own rate shifts with your state, age and record, but the model you pick sets the baseline: across 5 Maseratis that baseline spans $2,322 to $6,547 a year.
Maserati insurance cost by model
Estimated annual premium for every Maserati model at the US average, cheapest first — from real HLDI insurance-loss indices. Click a model for its full page — all 5 of them, from the Grecale up to the Granturismo.
| Model | Est. premium | vs average | Verdict |
|---|---|---|---|
| Grecale | $2,322/yr | 162% of avg | Pricey |
| Levante | $2,406/yr | 167% of avg | Pricey |
| Ghibli | $3,479/yr | 242% of avg | Pricey |
| Quattroporte | $5,135/yr | 357% of avg | Pricey |
| Granturismo | $6,547/yr | 455% of avg | Pricey |
Cheapest Maseratis to insure
The Maserati models that cost the least to insure at the US average.
Most expensive Maseratis to insure
The priciest Maseratis to insure — usually the most powerful and costly to repair.
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Maserati insurance cost by state — all 50
Where you live moves a Maserati premium as much as which model you pick. A typical Maserati (index 242) runs about $4,822/yr in Florida but only $2,240/yr in Maine — a swing of over $2,582 on the same car.
Estimated annual premium for a typical Maserati in every state, priciest first.
| State | Typical Maserati / yr | vs US average |
|---|---|---|
| Florida | $4,822/yr | +39% vs US |
| Louisiana | $4,788/yr | +38% vs US |
| New York | $4,586/yr | +32% vs US |
| District of Columbia | $4,398/yr | +26% vs US |
| Georgia | $4,224/yr | +21% vs US |
| Texas | $4,177/yr | +20% vs US |
| Rhode Island | $4,136/yr | +19% vs US |
| New Jersey | $4,095/yr | +18% vs US |
| Colorado | $4,004/yr | +15% vs US |
| Maryland | $3,876/yr | +11% vs US |
| Nevada | $3,871/yr | +11% vs US |
| Michigan | $3,803/yr | +9% vs US |
| Delaware | $3,796/yr | +9% vs US |
| South Carolina | $3,669/yr | +5% vs US |
| Connecticut | $3,649/yr | +5% vs US |
| Arizona | $3,639/yr | +5% vs US |
| California | $3,427/yr | -1% vs US |
| Massachusetts | $3,419/yr | -2% vs US |
| Mississippi | $3,373/yr | -3% vs US |
| Oklahoma | $3,204/yr | -8% vs US |
| Missouri | $3,199/yr | -8% vs US |
| New Mexico | $3,147/yr | -10% vs US |
| Arkansas | $3,137/yr | -10% vs US |
| Utah | $3,108/yr | -11% vs US |
| Pennsylvania | $3,081/yr | -11% vs US |
| Alabama | $3,069/yr | -12% vs US |
| Oregon | $3,068/yr | -12% vs US |
| Alaska | $3,054/yr | -12% vs US |
| Illinois | $3,040/yr | -13% vs US |
| Virginia | $2,995/yr | -14% vs US |
| Washington | $2,987/yr | -14% vs US |
| West Virginia | $2,969/yr | -15% vs US |
| Minnesota | $2,959/yr | -15% vs US |
| Tennessee | $2,931/yr | -16% vs US |
| Kentucky | $2,923/yr | -16% vs US |
| Nebraska | $2,863/yr | -18% vs US |
| Montana | $2,863/yr | -18% vs US |
| Kansas | $2,859/yr | -18% vs US |
| Wyoming | $2,855/yr | -18% vs US |
| South Dakota | $2,800/yr | -20% vs US |
| North Carolina | $2,653/yr | -24% vs US |
| Ohio | $2,510/yr | -28% vs US |
| New Hampshire | $2,496/yr | -28% vs US |
| Indiana | $2,496/yr | -28% vs US |
| Iowa | $2,442/yr | -30% vs US |
| Wisconsin | $2,420/yr | -30% vs US |
| Hawaii | $2,414/yr | -31% vs US |
| Idaho | $2,373/yr | -32% vs US |
| North Dakota | $2,325/yr | -33% vs US |
| Vermont | $2,317/yr | -33% vs US |
| Maine | $2,240/yr | -36% vs US |
Estimate a specific Maserati model in your state →
Maserati insurance cost by year
A typical Maserati costs about +19% more to insure than in 2019 — premiums have climbed across the board. Estimated typical Maserati premium by year (US average):
| Year | Typical Maserati / yr |
|---|---|
| 2023 | |
| 2022 | |
| 2021 | |
| 2020 | |
| 2019 |
For how insurance changes by a car's model year (a 2018 vs a 2024 of the same model), see each model's page.
Insurance cost rankings
Full lists ranked by the same HLDI loss data behind every Maserati figure above.
| Ranking | Tops the list | Estimated cost | Cars ranked |
|---|---|---|---|
| Cheapest Cars | Chevrolet Express | $690/yr | 669 |
| Priciest Cars | McLaren 720S | $10,589/yr | 669 |
| Cheapest for Teen Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for Young Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for New Drivers | Chevrolet Express | $690/yr | 591 |
Maserati insurance — frequently asked
Is Maserati expensive to insure?
Maserati is above average — pricier than most brands to insure — a typical model runs about $3,479/yr at the US average. Sportier and pricier models cost more; mainstream ones cost less — the gap inside the range runs from $2,322 to $6,547.
What is the cheapest Maserati to insure?
The Grecale is the cheapest Maserati to insure in our data — around $2,322/yr at the national average, about -62% below a typical car.
What is the most expensive Maserati to insure?
The Granturismo is the priciest Maserati to insure — roughly $6,547/yr, about 355% above the average car.
How much is insurance on a Maserati per month?
A typical Maserati costs about $290/month at the US average for full coverage. It varies by exact model, your state, age and driving record — the cheapest Maserati runs about $194/month, the priciest $546.
How is this Maserati estimate calculated?
We combine each Maserati model's real HLDI insurance-loss index with the NAIC average premium for the US (or your state). It's an estimate for a typical driver with full coverage — not a quote.