A 2022 Volvo XC90 still asks 36% of what a 2027 one does — that's how much value it holds after 5 years. Among 17 suvs we price, that ranks #13, below the 45% class median. The steepest single-year drop comes at year 8 (−28.7%), after which losses ease to about 9.6% a year. Mileage costs it 64%: the same car reads 100k–150k instead of Under 40k miles. Calculated from 391 listings.
Volvo XC90 value by year
The newest XC90 at under half the 2026 price is the 2023, with a median asking price of $34,937 (48% of it). A 2017 and a 2016 ask almost the same, $13,995 against $13,929, so the newer year costs next to nothing extra.
| Year | Trade-in | Median | Dealer | Listings |
|---|---|---|---|---|
| 2027 | $71,860 | $82,695 | 8 | |
| 2026 | $52,990 | $88,430 | 30 | |
| 2025 | $39,990 | $59,995 | 11 | |
| 2024 | $41,992 | $55,998 | 14 | |
| 2023 | $24,995 | $47,988 | 10 | |
| 2022 | $19,795 | $33,788 | 9 | |
| 2021 | $18,656 | $31,998 | 11 | |
| 2020 | $16,999 | $29,888 | 18 | |
| 2019 | $9,500 | $24,399 | 26 | |
| 2018 | $11,990 | $22,950 | 30 | |
| 2017 | $8,888 | $16,998 | 28 | |
| 2016 | $8,588 | $16,991 | 43 | |
| 2014 | $3,900 | $11,999 | 9 | |
| 2013 | $3,280 | $9,995 | 24 | |
| 2012 | $1,500 | $4,300 | 4 | |
| 2011 | $3,000 | $6,200 | 13 | |
| 2010 | $2,450 | $7,500 | 11 | |
| 2009 | $2,350 | $6,500 | 8 | |
| 2008 | $1,900 | $5,998 | 29 | |
| 2007 | $1,999 | $5,995 | 24 | |
| 2006 | $1,600 | $4,995 | 11 | |
| 2005 | $1,200 | $7,995 | 10 | |
| 2004 | $1,800 | $5,498 | 6 | |
| 2003 | $1,100 | $3,799 | 4 |
How the Volvo XC90 depreciates
The newest Volvo XC90 has a median asking price of $71,860; a 24-year-older one runs about $3,000 — roughly 96% lost over 24 years (compare the typical depreciation curve by age).
Does the Volvo XC90 hold value better than its rivals?
Over the same 5 years the Jeep Grand Cherokee keeps 45%, the Ford Explorer 46% and the Ford Expedition 33%, against 36% for the XC90. The XC90 holds value better than the Ford Expedition, but not the Jeep Grand Cherokee and Ford Explorer.
The Volvo XC90 market right now
Adjust your Volvo XC90 value for mileage
Crossing 100k miles costs a Volvo XC90 about 64% of its under-40k asking price:
Trade-in, private-party & dealer price
For a 2026 Volvo XC90: a dealer trade-in offer is around $52,990, selling private-party nets about $72,205, and a lot asks near $88,430 — a $35,440 spread on the same car.
What sellers really ask, from our own listings: for the same model year, the XC90 costs about the same from a dealer as from a private seller, across the 3 recent model years with enough of both. Title, state and mileage effects are on the Volvo XC90 price page.
| Model year | Private seller (listings) | Dealer (listings) | Dealer vs private |
|---|---|---|---|
| 2023 | $33,840 (6) | $37,799 (31) | +12% |
| 2021 | $26,999 (11) | $27,288 (13) | +1% |
| 2020 | $28,999 (5) | $23,694 (30) | −18% |
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Volvo XC90 value FAQ
How much is a Volvo XC90 worth?
It depends mostly on the model year: in our listings the median asking price runs from $2,300 to $72,205 across 24 model years. A 2026 is worth about $72,205, the median of 30 listings.
How much does mileage cut a Volvo XC90's value?
Among XC90s from the last eight model years, those with under 40,000 miles ask a median $50,498, and those with over 150,000 miles ask $14,450; crossing 100,000 miles alone costs about 64%.
Which Volvo XC90 year is the best value?
The newest XC90 at under half the 2026 price is the 2023, with a median asking price of $34,937 (48% of it). A 2017 and a 2016 ask almost the same, $13,995 against $13,929, so the newer year costs next to nothing extra.
Is a Volvo XC90 cheaper from a dealer or a private seller?
About the same: across 3 recent model years in our listings, dealers and private sellers ask within a few percent of each other.
Does the XC90 hold value better than the Jeep Grand Cherokee?
No: over 5 years the XC90 keeps 36% of its value and the Jeep Grand Cherokee 45%, by the median asking prices of the 2027 and 2022 model years.
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