About $1,710 a year for full coverage on a national average — 19% more than the $1,438 average car. Insurers rate the Infiniti QX30 at an index of 119 where 100 is a typical vehicle, based on how often and how expensively these cars actually generate claims (latest data covers 2017-2019).
The premium isn't spread evenly across the Infiniti QX30: Collision — damage to your own car in a crash — carries its highest loss index at 136, while Property damage sits at 104. Those 32 points are the real reason behind the price, and they are the part a quote form never shows you. Against what the car is worth the bill looks different again: a 2017 QX30 sells for a median $8,900, so a year of cover costs 19.2% of the car's value. Over 3 generations of data the index has fallen from 128 (2015-2017) to 119 (2017-2019). Calculated from 6 insurance-loss records and live US listing prices.
Why a QX30 costs what it does
Insurers don't price a car with one number — they track losses separately for each kind of cover. An index of 100 is the average vehicle, so anything above means this model generates costlier claims of that type:
Read it as «where the money goes». A high Collision figure means these cars are expensive to repair after a crash; a high Comprehensive figure points at theft, weather and vandalism instead. Estimated annual split at $1,710: Liability (BI + PD) $821 · Collision $479 · Comprehensive $205 · Other (UM / PIP) $205.
How it changed by generation
Insurance-loss index of the QX30 across every generation in the data. Newer isn't automatically cheaper — driver-assist systems cut crash frequency, while sensors and aluminium panels push repair bills up:
Each point averages every recorded variant of that generation. The QX30 has become cheaper to insure over time (-9 points).
What a QX30 costs by state
Where you park matters as much as what you drive. The QX30's index applied to each state's average premium — the same car, the same cover, different postcode:
| State | QX30 est. / yr | vs national |
|---|---|---|
| Florida | +39% vs US | |
| Louisiana | +38% vs US | |
| New York | +32% vs US | |
| District of Columbia | +26% vs US | |
| Georgia | +21% vs US | |
| Texas | +20% vs US | |
| Wisconsin | -30% vs US | |
| Hawaii | -31% vs US | |
| Idaho | -32% vs US | |
| North Dakota | -33% vs US | |
| Vermont | -33% vs US | |
| Maine | -36% vs US |
Six priciest and six cheapest states shown. Figures are the state's average premium scaled by the Infiniti QX30's loss index of 119 — your own quote also depends on age, record, deductible and ZIP.
Infiniti QX30 insurance — frequently asked
How much is insurance for a Infiniti QX30?
About $1,710 a year for full coverage at the national average, versus $1,438 for a typical car. That's the model's insurance-loss index of 119 applied to the US average premium.
Why is the QX30 expensive or cheap to insure?
For the Infiniti QX30 the costliest area is Collision at an index of 136, covering damage to your own car in a crash — against 104 for its cheapest. Insurers set premiums from claim history like that, not from the sticker price — which is why the Infiniti QX30 lands at 119, not at what it costs new.
Is that a lot relative to the car's value?
A year of cover is 19.2% of what a 2017 QX30 sells for — $1,710 against a median price of $8,900. Cheap cars often show a higher percentage even when the dollar premium is lower, and at 19.2% the QX30 sits on the expensive side of that trade.
Where does this data come from?
Insurance-loss indices published for real vehicles, combined with NAIC state average premiums. It's claim history, not a quote engine — so it shows what these cars actually cost insurers rather than what one company would offer you.
Will my own quote match this?
Treat it as a baseline for the car itself. Your figure also moves with age, driving record, deductible, mileage and ZIP code — the same QX30 can differ by hundreds between two drivers.
How we work this out
Mark ForCar as a preferred source and our data shows up first in your Google results. One click, no account.