About $2,608 a year for full coverage on a national average — 81% more than the $1,438 average car. Insurers rate the Mitsubishi Mirage G4 at an index of 181 where 100 is a typical vehicle, based on how often and how expensively these cars actually generate claims (latest data covers 2022-2024).
The premium isn't spread evenly across the Mitsubishi Mirage G4: Medical payments — medical bills for you and passengers — carries its highest loss index at 297, while Comprehensive sits at 103. Those 194 points are the real reason behind the price, and they are the part a quote form never shows you. Among 32 four-door cars we hold data for, the Mirage G4 ranks #31 from cheapest, above the class median of 116. Against what the car is worth the bill looks different again: a 2021 Mirage G4 sells for a median $9,995, so a year of cover costs 26.1% of the car's value. Over 8 generations of data the index has fallen from 187 (2015-2017) to 181 (2022-2024). Calculated from 8 insurance-loss records and live US listing prices.
Why a Mirage G4 costs what it does
Insurers don't price a car with one number — they track losses separately for each kind of cover. An index of 100 is the average vehicle, so anything above means this model generates costlier claims of that type:
Read it as «where the money goes». A high Collision figure means these cars are expensive to repair after a crash; a high Comprehensive figure points at theft, weather and vandalism instead. Estimated annual split at $2,608: Liability (BI + PD) $1,252 · Collision $730 · Comprehensive $313 · Other (UM / PIP) $313.
The Mirage G4 against its class
Every four-door cars we hold insurance data for, cheapest to insure first. The Mirage G4 is highlighted — rivals are clickable if you're cross-shopping:
Class as defined by insurers (Four-door cars), not by us — it groups cars by how they're actually driven and repaired. Median for this class is 116, roughly $1,668 a year.
How it changed by generation
Insurance-loss index of the Mirage G4 across every generation in the data. Newer isn't automatically cheaper — driver-assist systems cut crash frequency, while sensors and aluminium panels push repair bills up:
Each point averages every recorded variant of that generation. The Mirage G4 has become cheaper to insure over time (-6 points).
What a Mirage G4 costs by state
Where you park matters as much as what you drive. The Mirage G4's index applied to each state's average premium — the same car, the same cover, different postcode:
| State | Mirage G4 est. / yr | vs national |
|---|---|---|
| Florida | +39% vs US | |
| Louisiana | +38% vs US | |
| New York | +32% vs US | |
| District of Columbia | +26% vs US | |
| Georgia | +21% vs US | |
| Texas | +20% vs US | |
| Wisconsin | -30% vs US | |
| Hawaii | -31% vs US | |
| Idaho | -32% vs US | |
| North Dakota | -33% vs US | |
| Vermont | -33% vs US | |
| Maine | -36% vs US |
Six priciest and six cheapest states shown. Figures are the state's average premium scaled by the Mitsubishi Mirage G4's loss index of 181 — your own quote also depends on age, record, deductible and ZIP.
Mitsubishi Mirage G4 insurance — frequently asked
How much is insurance for a Mitsubishi Mirage G4?
About $2,608 a year for full coverage at the national average, versus $1,438 for a typical car. That's the model's insurance-loss index of 181 applied to the US average premium.
Why is the Mirage G4 expensive or cheap to insure?
For the Mitsubishi Mirage G4 the costliest area is Medical payments at an index of 297, covering medical bills for you and passengers — against 103 for its cheapest. Insurers set premiums from claim history like that, not from the sticker price — which is why the Mitsubishi Mirage G4 lands at 181, not at what it costs new.
Is the Mirage G4 cheaper to insure than rivals?
It ranks #31 of 32 in the four-door cars class, where the median index is 116 against this car's 181. Cheaper rivals are listed in the chart above.
Is that a lot relative to the car's value?
A year of cover is 26.1% of what a 2021 Mirage G4 sells for — $2,608 against a median price of $9,995. Cheap cars often show a higher percentage even when the dollar premium is lower, and at 26.1% the Mirage G4 sits on the expensive side of that trade.
Where does this data come from?
Insurance-loss indices published for real vehicles, combined with NAIC state average premiums. It's claim history, not a quote engine — so it shows what these cars actually cost insurers rather than what one company would offer you.
Will my own quote match this?
Treat it as a baseline for the car itself. Your figure also moves with age, driving record, deductible, mileage and ZIP code — the same Mirage G4 can differ by hundreds between two drivers.
How we work this out
Mark ForCar as a preferred source and our data shows up first in your Google results. One click, no account.