About $2,311 a year for full coverage on a national average — 61% more than the $1,438 average car. Insurers rate the Mitsubishi Outlander Sport at an index of 161 where 100 is a typical vehicle, based on how often and how expensively these cars actually generate claims (latest data covers 2022-2024).
The premium isn't spread evenly across the Mitsubishi Outlander Sport: Medical payments — medical bills for you and passengers — carries its highest loss index at 217, while Collision sits at 121. Those 96 points are the real reason behind the price, and they are the part a quote form never shows you. Among 78 suvs we hold data for, the Outlander Sport ranks #77 from cheapest, above the class median of 94. Against what the car is worth the bill looks different again: a 2024 Outlander Sport sells for a median $19,250, so a year of cover costs 12% of the car's value. Over 14 generations of data the index has climbed from 127 (2009-2011) to 161 (2022-2024). Calculated from 26 insurance-loss records and live US listing prices.
Why a Outlander Sport costs what it does
Insurers don't price a car with one number — they track losses separately for each kind of cover. An index of 100 is the average vehicle, so anything above means this model generates costlier claims of that type:
Read it as «where the money goes». A high Collision figure means these cars are expensive to repair after a crash; a high Comprehensive figure points at theft, weather and vandalism instead. Estimated annual split at $2,311: Liability (BI + PD) $1,109 · Collision $647 · Comprehensive $277 · Other (UM / PIP) $277.
The Outlander Sport against its class
Every suvs we hold insurance data for, cheapest to insure first. The Outlander Sport is highlighted — rivals are clickable if you're cross-shopping:
Class as defined by insurers (SUVs), not by us — it groups cars by how they're actually driven and repaired. Median for this class is 94, roughly $1,352 a year.
How it changed by generation
Insurance-loss index of the Outlander Sport across every generation in the data. Newer isn't automatically cheaper — driver-assist systems cut crash frequency, while sensors and aluminium panels push repair bills up:
Each point averages every recorded variant of that generation. The Outlander Sport has become more expensive to insure over time (+33 points).
What a Outlander Sport costs by state
Where you park matters as much as what you drive. The Outlander Sport's index applied to each state's average premium — the same car, the same cover, different postcode:
| State | Outlander Sport est. / yr | vs national |
|---|---|---|
| Florida | +39% vs US | |
| Louisiana | +38% vs US | |
| New York | +32% vs US | |
| District of Columbia | +26% vs US | |
| Georgia | +21% vs US | |
| Texas | +20% vs US | |
| Wisconsin | -30% vs US | |
| Hawaii | -31% vs US | |
| Idaho | -32% vs US | |
| North Dakota | -33% vs US | |
| Vermont | -33% vs US | |
| Maine | -36% vs US |
Six priciest and six cheapest states shown. Figures are the state's average premium scaled by the Mitsubishi Outlander Sport's loss index of 161 — your own quote also depends on age, record, deductible and ZIP.
Mitsubishi Outlander Sport insurance — frequently asked
How much is insurance for a Mitsubishi Outlander Sport?
About $2,311 a year for full coverage at the national average, versus $1,438 for a typical car. That's the model's insurance-loss index of 161 applied to the US average premium.
Why is the Outlander Sport expensive or cheap to insure?
For the Mitsubishi Outlander Sport the costliest area is Medical payments at an index of 217, covering medical bills for you and passengers — against 121 for its cheapest. Insurers set premiums from claim history like that, not from the sticker price — which is why the Mitsubishi Outlander Sport lands at 161, not at what it costs new.
Is the Outlander Sport cheaper to insure than rivals?
It ranks #77 of 78 in the suvs class, where the median index is 94 against this car's 161. Cheaper rivals are listed in the chart above.
Is that a lot relative to the car's value?
A year of cover is 12% of what a 2024 Outlander Sport sells for — $2,311 against a median price of $19,250. Cheap cars often show a higher percentage even when the dollar premium is lower, and at 12% the Outlander Sport sits on the expensive side of that trade.
Does its safety rating lower the premium?
Not directly. The Outlander Sport holds 4 stars from NHTSA, but crash-test performance and repair cost are priced separately — a car can protect occupants well and still be costly to fix.
Where does this data come from?
Insurance-loss indices published for real vehicles, combined with NAIC state average premiums. It's claim history, not a quote engine — so it shows what these cars actually cost insurers rather than what one company would offer you.
Will my own quote match this?
Treat it as a baseline for the car itself. Your figure also moves with age, driving record, deductible, mileage and ZIP code — the same Outlander Sport can differ by hundreds between two drivers.
How we work this out
Mark ForCar as a preferred source and our data shows up first in your Google results. One click, no account.