Insuring a Pontiac costs about $1,314 a year for a typical model at the US average — below average — cheaper than most brands. The cheapest is the Montana (~$923/yr), the priciest the GTO (~$2,028/yr). Your own rate shifts with your state, age and record, but the model you pick sets the baseline: across 9 Pontiacs that baseline spans $923 to $2,028 a year.
Pontiac insurance cost by model
Estimated annual premium for every Pontiac model at the US average, cheapest first — from real HLDI insurance-loss indices. Click a model for its full page — all 9 of them, from the Montana up to the GTO.
| Model | Est. premium | vs average | Verdict |
|---|---|---|---|
| Montana | $923/yr | 64% of avg | Cheap |
| Solstice | $1,079/yr | 75% of avg | Cheap |
| Torrent | $1,218/yr | 85% of avg | Cheap |
| G8 | $1,265/yr | 88% of avg | Cheap |
| Vibe | $1,314/yr | 91% of avg | Cheap |
| Grand Prix | $1,544/yr | 107% of avg | Average |
| G6 | $1,596/yr | 111% of avg | Average |
| G5 | $2,028/yr | 141% of avg | Pricey |
| GTO | $2,028/yr | 141% of avg | Pricey |
Cheapest Pontiacs to insure
The Pontiac models that cost the least to insure at the US average.
Most expensive Pontiacs to insure
The priciest Pontiacs to insure — usually the most powerful and costly to repair.
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Pontiac insurance cost by state — all 50
Where you live moves a Pontiac premium as much as which model you pick. A typical Pontiac (index 91) runs about $1,822/yr in Florida but only $846/yr in Maine — a swing of over $976 on the same car.
Estimated annual premium for a typical Pontiac in every state, priciest first.
| State | Typical Pontiac / yr | vs US average |
|---|---|---|
| Florida | $1,822/yr | +39% vs US |
| Louisiana | $1,809/yr | +38% vs US |
| New York | $1,733/yr | +32% vs US |
| District of Columbia | $1,662/yr | +26% vs US |
| Georgia | $1,596/yr | +21% vs US |
| Texas | $1,578/yr | +20% vs US |
| Rhode Island | $1,563/yr | +19% vs US |
| New Jersey | $1,547/yr | +18% vs US |
| Colorado | $1,513/yr | +15% vs US |
| Maryland | $1,465/yr | +11% vs US |
| Nevada | $1,463/yr | +11% vs US |
| Michigan | $1,437/yr | +9% vs US |
| Delaware | $1,434/yr | +9% vs US |
| South Carolina | $1,386/yr | +5% vs US |
| Connecticut | $1,379/yr | +5% vs US |
| Arizona | $1,375/yr | +5% vs US |
| California | $1,295/yr | -1% vs US |
| Massachusetts | $1,292/yr | -2% vs US |
| Mississippi | $1,275/yr | -3% vs US |
| Oklahoma | $1,211/yr | -8% vs US |
| Missouri | $1,209/yr | -8% vs US |
| New Mexico | $1,189/yr | -10% vs US |
| Arkansas | $1,185/yr | -10% vs US |
| Utah | $1,174/yr | -11% vs US |
| Pennsylvania | $1,164/yr | -11% vs US |
| Alabama | $1,160/yr | -12% vs US |
| Oregon | $1,159/yr | -12% vs US |
| Alaska | $1,154/yr | -12% vs US |
| Illinois | $1,149/yr | -13% vs US |
| Virginia | $1,132/yr | -14% vs US |
| Washington | $1,128/yr | -14% vs US |
| West Virginia | $1,122/yr | -15% vs US |
| Minnesota | $1,118/yr | -15% vs US |
| Tennessee | $1,108/yr | -16% vs US |
| Kentucky | $1,104/yr | -16% vs US |
| Nebraska | $1,082/yr | -18% vs US |
| Montana | $1,082/yr | -18% vs US |
| Kansas | $1,080/yr | -18% vs US |
| Wyoming | $1,079/yr | -18% vs US |
| South Dakota | $1,058/yr | -19% vs US |
| North Carolina | $1,002/yr | -24% vs US |
| Ohio | $948/yr | -28% vs US |
| New Hampshire | $943/yr | -28% vs US |
| Indiana | $943/yr | -28% vs US |
| Iowa | $923/yr | -30% vs US |
| Wisconsin | $914/yr | -30% vs US |
| Hawaii | $912/yr | -31% vs US |
| Idaho | $897/yr | -32% vs US |
| North Dakota | $879/yr | -33% vs US |
| Vermont | $875/yr | -33% vs US |
| Maine | $846/yr | -36% vs US |
Estimate a specific Pontiac model in your state →
Pontiac insurance cost by year
A typical Pontiac costs about +19% more to insure than in 2019 — premiums have climbed across the board. Estimated typical Pontiac premium by year (US average):
| Year | Typical Pontiac / yr |
|---|---|
| 2023 | |
| 2022 | |
| 2021 | |
| 2020 | |
| 2019 |
For how insurance changes by a car's model year (a 2018 vs a 2024 of the same model), see each model's page.
Insurance cost rankings
Full lists ranked by the same HLDI loss data behind every Pontiac figure above.
| Ranking | Tops the list | Estimated cost | Cars ranked |
|---|---|---|---|
| Cheapest Cars | Chevrolet Express | $690/yr | 669 |
| Priciest Cars | McLaren 720S | $10,589/yr | 669 |
| Cheapest for Teen Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for Young Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for New Drivers | Chevrolet Express | $690/yr | 591 |
Pontiac insurance — frequently asked
Is Pontiac expensive to insure?
Pontiac is below average — cheaper than most brands to insure — a typical model runs about $1,314/yr at the US average. Sportier and pricier models cost more; mainstream ones cost less — the gap inside the range runs from $923 to $2,028.
What is the cheapest Pontiac to insure?
The Montana is the cheapest Pontiac to insure in our data — around $923/yr at the national average, about 36% below a typical car.
What is the most expensive Pontiac to insure?
The GTO is the priciest Pontiac to insure — roughly $2,028/yr, about 41% above the average car.
How much is insurance on a Pontiac per month?
A typical Pontiac costs about $110/month at the US average for full coverage. It varies by exact model, your state, age and driving record — the cheapest Pontiac runs about $77/month, the priciest $169.
How is this Pontiac estimate calculated?
We combine each Pontiac model's real HLDI insurance-loss index with the NAIC average premium for the US (or your state). It's an estimate for a typical driver with full coverage — not a quote.
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