Insuring a Scion costs about $1,783 a year for a typical model at the US average — above average — pricier than most brands. The cheapest is the iQ (~$1,117/yr), the priciest the FR-S (~$2,085/yr). Your own rate shifts with your state, age and record, but the model you pick sets the baseline: across 8 Scions that baseline spans $1,117 to $2,085 a year.
Scion insurance cost by model
Estimated annual premium for every Scion model at the US average, cheapest first — from real HLDI insurance-loss indices. Click a model for its full page — all 8 of them, from the iQ up to the FR-S.
| Model | Est. premium | vs average | Verdict |
|---|---|---|---|
| iQ | $1,117/yr | 78% of avg | Cheap |
| xD | $1,366/yr | 95% of avg | Average |
| xB | $1,452/yr | 101% of avg | Average |
| xA | $1,682/yr | 117% of avg | Pricey |
| iM | $1,783/yr | 124% of avg | Pricey |
| iA | $1,984/yr | 138% of avg | Pricey |
| tC | $1,984/yr | 138% of avg | Pricey |
| FR-S | $2,085/yr | 145% of avg | Pricey |
Cheapest Scions to insure
The Scion models that cost the least to insure at the US average.
Most expensive Scions to insure
The priciest Scions to insure — usually the most powerful and costly to repair.
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Scion insurance cost by state — all 50
Where you live moves a Scion premium as much as which model you pick. A typical Scion (index 124) runs about $2,472/yr in Florida but only $1,148/yr in Maine — a swing of over $1,324 on the same car.
Estimated annual premium for a typical Scion in every state, priciest first.
| State | Typical Scion / yr | vs US average |
|---|---|---|
| Florida | $2,472/yr | +39% vs US |
| Louisiana | $2,454/yr | +38% vs US |
| New York | $2,351/yr | +32% vs US |
| District of Columbia | $2,255/yr | +26% vs US |
| Georgia | $2,165/yr | +21% vs US |
| Texas | $2,141/yr | +20% vs US |
| Rhode Island | $2,120/yr | +19% vs US |
| New Jersey | $2,099/yr | +18% vs US |
| Colorado | $2,053/yr | +15% vs US |
| Maryland | $1,987/yr | +11% vs US |
| Nevada | $1,984/yr | +11% vs US |
| Michigan | $1,949/yr | +9% vs US |
| Delaware | $1,946/yr | +9% vs US |
| South Carolina | $1,881/yr | +5% vs US |
| Connecticut | $1,870/yr | +5% vs US |
| Arizona | $1,865/yr | +5% vs US |
| California | $1,757/yr | -1% vs US |
| Massachusetts | $1,753/yr | -2% vs US |
| Mississippi | $1,729/yr | -3% vs US |
| Oklahoma | $1,643/yr | -8% vs US |
| Missouri | $1,640/yr | -8% vs US |
| New Mexico | $1,613/yr | -10% vs US |
| Arkansas | $1,608/yr | -10% vs US |
| Utah | $1,593/yr | -11% vs US |
| Pennsylvania | $1,579/yr | -11% vs US |
| Alabama | $1,573/yr | -12% vs US |
| Oregon | $1,573/yr | -12% vs US |
| Alaska | $1,565/yr | -12% vs US |
| Illinois | $1,558/yr | -13% vs US |
| Virginia | $1,535/yr | -14% vs US |
| Washington | $1,531/yr | -14% vs US |
| West Virginia | $1,522/yr | -15% vs US |
| Minnesota | $1,517/yr | -15% vs US |
| Tennessee | $1,503/yr | -16% vs US |
| Kentucky | $1,498/yr | -16% vs US |
| Nebraska | $1,468/yr | -18% vs US |
| Montana | $1,468/yr | -18% vs US |
| Kansas | $1,465/yr | -18% vs US |
| Wyoming | $1,463/yr | -18% vs US |
| South Dakota | $1,435/yr | -20% vs US |
| North Carolina | $1,360/yr | -24% vs US |
| Ohio | $1,287/yr | -28% vs US |
| New Hampshire | $1,280/yr | -28% vs US |
| Indiana | $1,280/yr | -28% vs US |
| Iowa | $1,252/yr | -30% vs US |
| Wisconsin | $1,240/yr | -30% vs US |
| Hawaii | $1,238/yr | -31% vs US |
| Idaho | $1,217/yr | -32% vs US |
| North Dakota | $1,192/yr | -33% vs US |
| Vermont | $1,188/yr | -33% vs US |
| Maine | $1,148/yr | -36% vs US |
Estimate a specific Scion model in your state →
Scion insurance cost by year
A typical Scion costs about +19% more to insure than in 2019 — premiums have climbed across the board. Estimated typical Scion premium by year (US average):
| Year | Typical Scion / yr |
|---|---|
| 2023 | |
| 2022 | |
| 2021 | |
| 2020 | |
| 2019 |
For how insurance changes by a car's model year (a 2018 vs a 2024 of the same model), see each model's page.
Insurance cost rankings
Full lists ranked by the same HLDI loss data behind every Scion figure above.
| Ranking | Tops the list | Estimated cost | Cars ranked |
|---|---|---|---|
| Cheapest Cars | Chevrolet Express | $690/yr | 669 |
| Priciest Cars | McLaren 720S | $10,589/yr | 669 |
| Cheapest for Teen Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for Young Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for New Drivers | Chevrolet Express | $690/yr | 591 |
Scion insurance — frequently asked
Is Scion expensive to insure?
Scion is above average — pricier than most brands to insure — a typical model runs about $1,783/yr at the US average. Sportier and pricier models cost more; mainstream ones cost less — the gap inside the range runs from $1,117 to $2,085.
What is the cheapest Scion to insure?
The iQ is the cheapest Scion to insure in our data — around $1,117/yr at the national average, about 22% below a typical car.
What is the most expensive Scion to insure?
The FR-S is the priciest Scion to insure — roughly $2,085/yr, about 45% above the average car.
How much is insurance on a Scion per month?
A typical Scion costs about $149/month at the US average for full coverage. It varies by exact model, your state, age and driving record — the cheapest Scion runs about $93/month, the priciest $174.
How is this Scion estimate calculated?
We combine each Scion model's real HLDI insurance-loss index with the NAIC average premium for the US (or your state). It's an estimate for a typical driver with full coverage — not a quote.
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