Insuring a Dodge costs about $1,927 a year for a typical model at the US average — above average — pricier than most brands. The cheapest is the Caravan (~$1,160/yr), the priciest the Charger (~$4,627/yr). Your own rate shifts with your state, age and record, but the model you pick sets the baseline: across 16 Dodges that baseline spans $1,160 to $4,627 a year.
Dodge insurance cost by model
Estimated annual premium for every Dodge model at the US average, cheapest first — from real HLDI insurance-loss indices. Click a model for its full page — all 16 of them, from the Caravan up to the Charger.
| Model | Est. premium | vs average | Verdict |
|---|---|---|---|
| Caravan | $1,160/yr | 81% of avg | Cheap |
| Dakota | $1,317/yr | 92% of avg | Cheap |
| Nitro | $1,360/yr | 95% of avg | Average |
| Ram | $1,517/yr | 106% of avg | Average |
| Hornet | $1,600/yr | 111% of avg | Average |
| Grand Caravan | $1,615/yr | 112% of avg | Pricey |
| Caliber | $1,654/yr | 115% of avg | Pricey |
| Stratus | $1,898/yr | 132% of avg | Pricey |
| Dart | $1,927/yr | 134% of avg | Pricey |
| Magnum | $2,015/yr | 140% of avg | Pricey |
| Avenger | $2,056/yr | 143% of avg | Pricey |
| Journey | $2,186/yr | 152% of avg | Pricey |
| Challenger | $3,447/yr | 240% of avg | Pricey |
| Viper | $4,070/yr | 283% of avg | Pricey |
| Durango | $4,305/yr | 299% of avg | Pricey |
| Charger | $4,627/yr | 322% of avg | Pricey |
Cheapest Dodges to insure
The Dodge models that cost the least to insure at the US average.
Most expensive Dodges to insure
The priciest Dodges to insure — usually the most powerful and costly to repair.
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Dodge insurance cost by state — all 50
Where you live moves a Dodge premium as much as which model you pick. A typical Dodge (index 134) runs about $2,671/yr in Florida but only $1,241/yr in Maine — a swing of over $1,430 on the same car.
Estimated annual premium for a typical Dodge in every state, priciest first.
| State | Typical Dodge / yr | vs US average |
|---|---|---|
| Florida | $2,671/yr | +39% vs US |
| Louisiana | $2,652/yr | +38% vs US |
| New York | $2,541/yr | +32% vs US |
| District of Columbia | $2,436/yr | +26% vs US |
| Georgia | $2,340/yr | +21% vs US |
| Texas | $2,314/yr | +20% vs US |
| Rhode Island | $2,291/yr | +19% vs US |
| New Jersey | $2,269/yr | +18% vs US |
| Colorado | $2,218/yr | +15% vs US |
| Maryland | $2,147/yr | +11% vs US |
| Nevada | $2,145/yr | +11% vs US |
| Michigan | $2,107/yr | +9% vs US |
| Delaware | $2,103/yr | +9% vs US |
| South Carolina | $2,032/yr | +5% vs US |
| Connecticut | $2,021/yr | +5% vs US |
| Arizona | $2,016/yr | +5% vs US |
| California | $1,898/yr | -2% vs US |
| Massachusetts | $1,894/yr | -2% vs US |
| Mississippi | $1,869/yr | -3% vs US |
| Oklahoma | $1,775/yr | -8% vs US |
| Missouri | $1,772/yr | -8% vs US |
| New Mexico | $1,744/yr | -9% vs US |
| Arkansas | $1,737/yr | -10% vs US |
| Utah | $1,721/yr | -11% vs US |
| Pennsylvania | $1,706/yr | -11% vs US |
| Alabama | $1,700/yr | -12% vs US |
| Oregon | $1,700/yr | -12% vs US |
| Alaska | $1,692/yr | -12% vs US |
| Illinois | $1,684/yr | -13% vs US |
| Virginia | $1,659/yr | -14% vs US |
| Washington | $1,654/yr | -14% vs US |
| West Virginia | $1,645/yr | -15% vs US |
| Minnesota | $1,639/yr | -15% vs US |
| Tennessee | $1,624/yr | -16% vs US |
| Kentucky | $1,619/yr | -16% vs US |
| Nebraska | $1,586/yr | -18% vs US |
| Montana | $1,586/yr | -18% vs US |
| Kansas | $1,584/yr | -18% vs US |
| Wyoming | $1,581/yr | -18% vs US |
| South Dakota | $1,551/yr | -20% vs US |
| North Carolina | $1,469/yr | -24% vs US |
| Ohio | $1,390/yr | -28% vs US |
| New Hampshire | $1,383/yr | -28% vs US |
| Indiana | $1,383/yr | -28% vs US |
| Iowa | $1,353/yr | -30% vs US |
| Wisconsin | $1,340/yr | -30% vs US |
| Hawaii | $1,337/yr | -31% vs US |
| Idaho | $1,315/yr | -32% vs US |
| North Dakota | $1,288/yr | -33% vs US |
| Vermont | $1,283/yr | -33% vs US |
| Maine | $1,241/yr | -36% vs US |
Estimate a specific Dodge model in your state →
Dodge insurance cost by year
A typical Dodge costs about +19% more to insure than in 2019 — premiums have climbed across the board. Estimated typical Dodge premium by year (US average):
| Year | Typical Dodge / yr |
|---|---|
| 2023 | |
| 2022 | |
| 2021 | |
| 2020 | |
| 2019 |
For how insurance changes by a car's model year (a 2018 vs a 2024 of the same model), see each model's page.
Insurance cost rankings
Full lists ranked by the same HLDI loss data behind every Dodge figure above.
| Ranking | Tops the list | Estimated cost | Cars ranked |
|---|---|---|---|
| Cheapest Cars | Chevrolet Express | $690/yr | 669 |
| Priciest Cars | McLaren 720S | $10,589/yr | 669 |
| Cheapest for Teen Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for Young Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for New Drivers | Chevrolet Express | $690/yr | 591 |
Dodge insurance — frequently asked
Is Dodge expensive to insure?
Dodge is above average — pricier than most brands to insure — a typical model runs about $1,927/yr at the US average. Sportier and pricier models cost more; mainstream ones cost less — the gap inside the range runs from $1,160 to $4,627.
What is the cheapest Dodge to insure?
The Caravan is the cheapest Dodge to insure in our data — around $1,160/yr at the national average, about 19% below a typical car.
What is the most expensive Dodge to insure?
The Charger is the priciest Dodge to insure — roughly $4,627/yr, about 222% above the average car.
How much is insurance on a Dodge per month?
A typical Dodge costs about $161/month at the US average for full coverage. It varies by exact model, your state, age and driving record — the cheapest Dodge runs about $97/month, the priciest $386.
How is this Dodge estimate calculated?
We combine each Dodge model's real HLDI insurance-loss index with the NAIC average premium for the US (or your state). It's an estimate for a typical driver with full coverage — not a quote.