Insuring a Saturn costs about $1,251 a year for a typical model at the US average — below average — cheaper than most brands. The cheapest is the SKY (~$892/yr), the priciest the Ion (~$1,534/yr). Your own rate shifts with your state, age and record, but the model you pick sets the baseline: across 6 Saturns that baseline spans $892 to $1,534 a year.
Saturn insurance cost by model
Estimated annual premium for every Saturn model at the US average, cheapest first — from real HLDI insurance-loss indices. Click a model for its full page — all 6 of them, from the SKY up to the Ion.
| Model | Est. premium | vs average | Verdict |
|---|---|---|---|
| SKY | $892/yr | 62% of avg | Cheap |
| Relay | $1,044/yr | 73% of avg | Cheap |
| Outlook | $1,201/yr | 84% of avg | Cheap |
| Vue | $1,251/yr | 87% of avg | Cheap |
| Aura | $1,309/yr | 91% of avg | Cheap |
| Ion | $1,534/yr | 107% of avg | Average |
Cheapest Saturns to insure
The Saturn models that cost the least to insure at the US average.
Most expensive Saturns to insure
The priciest Saturns to insure — usually the most powerful and costly to repair.
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Saturn insurance cost by state — all 50
Where you live moves a Saturn premium as much as which model you pick. A typical Saturn (index 87) runs about $1,734/yr in Florida but only $806/yr in Maine — a swing of over $929 on the same car.
Estimated annual premium for a typical Saturn in every state, priciest first.
| State | Typical Saturn / yr | vs US average |
|---|---|---|
| Florida | $1,734/yr | +39% vs US |
| Louisiana | $1,722/yr | +38% vs US |
| New York | $1,650/yr | +32% vs US |
| District of Columbia | $1,582/yr | +26% vs US |
| Georgia | $1,519/yr | +21% vs US |
| Texas | $1,502/yr | +20% vs US |
| Rhode Island | $1,487/yr | +19% vs US |
| New Jersey | $1,473/yr | +18% vs US |
| Colorado | $1,440/yr | +15% vs US |
| Maryland | $1,394/yr | +11% vs US |
| Nevada | $1,392/yr | +11% vs US |
| Michigan | $1,368/yr | +9% vs US |
| Delaware | $1,365/yr | +9% vs US |
| South Carolina | $1,319/yr | +5% vs US |
| Connecticut | $1,312/yr | +5% vs US |
| Arizona | $1,309/yr | +5% vs US |
| California | $1,232/yr | -2% vs US |
| Massachusetts | $1,230/yr | -2% vs US |
| Mississippi | $1,213/yr | -3% vs US |
| Oklahoma | $1,152/yr | -8% vs US |
| Missouri | $1,151/yr | -8% vs US |
| New Mexico | $1,132/yr | -10% vs US |
| Arkansas | $1,128/yr | -10% vs US |
| Utah | $1,118/yr | -11% vs US |
| Pennsylvania | $1,108/yr | -11% vs US |
| Alabama | $1,104/yr | -12% vs US |
| Oregon | $1,104/yr | -12% vs US |
| Alaska | $1,098/yr | -12% vs US |
| Illinois | $1,093/yr | -13% vs US |
| Virginia | $1,077/yr | -14% vs US |
| Washington | $1,074/yr | -14% vs US |
| West Virginia | $1,068/yr | -15% vs US |
| Minnesota | $1,064/yr | -15% vs US |
| Tennessee | $1,054/yr | -16% vs US |
| Kentucky | $1,051/yr | -16% vs US |
| Nebraska | $1,030/yr | -18% vs US |
| Montana | $1,030/yr | -18% vs US |
| Kansas | $1,028/yr | -18% vs US |
| Wyoming | $1,027/yr | -18% vs US |
| South Dakota | $1,007/yr | -20% vs US |
| North Carolina | $954/yr | -24% vs US |
| Ohio | $903/yr | -28% vs US |
| New Hampshire | $898/yr | -28% vs US |
| Indiana | $898/yr | -28% vs US |
| Iowa | $878/yr | -30% vs US |
| Wisconsin | $870/yr | -30% vs US |
| Hawaii | $868/yr | -31% vs US |
| Idaho | $854/yr | -32% vs US |
| North Dakota | $836/yr | -33% vs US |
| Vermont | $833/yr | -33% vs US |
| Maine | $806/yr | -36% vs US |
Estimate a specific Saturn model in your state →
Saturn insurance cost by year
A typical Saturn costs about +19% more to insure than in 2019 — premiums have climbed across the board. Estimated typical Saturn premium by year (US average):
| Year | Typical Saturn / yr |
|---|---|
| 2023 | |
| 2022 | |
| 2021 | |
| 2020 | |
| 2019 |
For how insurance changes by a car's model year (a 2018 vs a 2024 of the same model), see each model's page.
Insurance cost rankings
Full lists ranked by the same HLDI loss data behind every Saturn figure above.
| Ranking | Tops the list | Estimated cost | Cars ranked |
|---|---|---|---|
| Cheapest Cars | Chevrolet Express | $690/yr | 669 |
| Priciest Cars | McLaren 720S | $10,589/yr | 669 |
| Cheapest for Teen Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for Young Drivers | Chevrolet Express | $690/yr | 309 |
| Cheapest for New Drivers | Chevrolet Express | $690/yr | 591 |
Saturn insurance — frequently asked
Is Saturn expensive to insure?
Saturn is below average — cheaper than most brands to insure — a typical model runs about $1,251/yr at the US average. Sportier and pricier models cost more; mainstream ones cost less — the gap inside the range runs from $892 to $1,534.
What is the cheapest Saturn to insure?
The SKY is the cheapest Saturn to insure in our data — around $892/yr at the national average, about 38% below a typical car.
What is the most expensive Saturn to insure?
The Ion is the priciest Saturn to insure — roughly $1,534/yr, about 7% above the average car.
How much is insurance on a Saturn per month?
A typical Saturn costs about $104/month at the US average for full coverage. It varies by exact model, your state, age and driving record — the cheapest Saturn runs about $74/month, the priciest $128.
How is this Saturn estimate calculated?
We combine each Saturn model's real HLDI insurance-loss index with the NAIC average premium for the US (or your state). It's an estimate for a typical driver with full coverage — not a quote.
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