The Jaguar XF does 23.8 mpg combined (20.5 city, 29.6 highway), which works out to about $1,613 a year in fuel at $3.20 a gallon and 12,000 miles. Engine choice matters more than you'd think: 2L 4-cyl does 28.4 mpg while 5L 8-cyl does 18.4 — a difference of $735 a year. Against other 4-cyl cars it sits below the average of 25.4 mpg.
Every Jaguar XF engine, compared
Picking the right version of the same car often saves more fuel than picking a different car altogether. Yearly cost assumes 12,000 miles at $3.20 a gallon.
| Engine | Combined | City / Highway | Years | Fuel per year |
|---|---|---|---|---|
| 2L 4-cyl | 24.8 / 34.5 | 2013–2024 | $1,352 | |
| 3L 6-cyl | 19 / 28.1 | 2013–2020 | $1,722 | |
| 4.2L 8-cyl | 16 / 25 | 2009–2010 | $2,021 | |
| 5L 8-cyl | 15.4 / 23 | 2011–2015 | $2,087 |
What that actually costs
Miles per gallon is an abstraction; the fuel bill is not. Here it is in money, at 12,000 miles a year and $3.20 a gallon.
| Measure | Value |
|---|---|
| Cost per mile | $0.134 |
| Fuel per year | $1,613 |
| Fuel over five years | $8,065 |
| Against other 4-cyl cars | +$101 a year |
| EPA's own estimate | $3,260 a year |
City or highway — who is this car for
The gap between city and highway figures tells you whom the car suits. A wide gap punishes stop-and-start traffic; a narrow one means the car doesn't care where you drive it.
| Measure | Value | Reading |
|---|---|---|
| City | 20.5 mpg | $1,873 a year if you only drive in town |
| Highway | 29.6 mpg | $1,297 a year if you mostly commute |
| Gap | +9.1 mpg (44%) | Wide — this car dislikes traffic |
How the XF changed over the years
Combined figure by model year. Jumps usually mark a new generation or a new engine; dips often mean a heavier body or added all-wheel drive.
| Model year | Combined | City / Highway | Engines offered | Fuel per year |
|---|---|---|---|---|
| 2024 | 23 / 30 | 1 | $1,477 | |
| 2023 | 25 / 33 | 1 | $1,371 | |
| 2022 | 25 / 33 | 1 | $1,371 | |
| 2021 | 25 / 33 | 1 | $1,371 | |
| 2020 | 22.5 / 31 | 2 | $1,506 | |
| 2019 | 25.5 / 35.5 | 2 | $1,324 | |
| 2018 | 25.5 / 35.5 | 2 | $1,324 | |
| 2017 | 25.5 / 35.5 | 2 | $1,324 | |
| 2016 | 20 / 29 | 1 | $1,670 | |
| 2015 | 17.3 / 26.7 | 3 | $1,855 | |
| 2014 | 17 / 26.7 | 3 | $1,855 | |
| 2013 | 17 / 26.7 | 3 | $1,855 | |
| 2012 | 16 / 23 | 1 | $2,021 | |
| 2011 | 16 / 23 | 1 | $2,021 | |
| 2010 | 16 / 25 | 1 | $2,021 | |
| 2009 | 16 / 25 | 1 | $2,021 |
MPG is a number. Dollars per year is the answer.
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How we count
Fuel-economy figures come from EPA fueleconomy.gov — the same laboratory numbers printed on the window sticker. We don't adjust them; real-world consumption depends on how and where you drive.
What we add is money. Yearly cost assumes 12,000 miles at $3.20 a gallon — change either and the ranking stays, only the size of the bill moves. Cost per mile is the same figure divided out, useful when comparing a commute against a weekend car.
Frequently asked questions
What mpg does the Jaguar XF get?
23.8 mpg combined on average — 20.5 in the city and 29.6 on the highway, per EPA ratings across 2009–2024.
How much does a Jaguar XF cost in fuel per year?
About $1,613 at 12,000 miles and $3.20 a gallon — roughly $8,065 over five years, or 0.134 dollars a mile.
Which XF engine is the most economical?
The 2L 4-cyl at 28.4 mpg, against 18.4 for the 5L 8-cyl — a difference of about $735 a year.
Is the XF good on fuel compared with similar cars?
Against other 4-cyl cars it sits below the average of 25.4 mpg, computed across 6877 ratings.
Are these real-world figures?
No — they are EPA laboratory ratings, the same ones on the window sticker. Real consumption depends on driving style, terrain, load and weather, and is typically a little worse.