A 2021 GMC Terrain still asks 48% of what a 2026 one does — that's how much value it holds after 5 years. Among 87 suvs we price, that ranks #40, above the 47% class median. The steepest single-year drop comes at year 1 (−29.6%), after which losses ease to about 16.4% a year. Mileage costs it 46%: the same car reads 100k–150k instead of Under 40k miles. Calculated from 479 listings.
GMC Terrain value by year
The newest Terrain at under half the 2026 price is the 2022, with a median asking price of $15,995 (43% of it). A 2019 and a 2018 ask almost the same, $12,995 against $12,995, so the newer year costs next to nothing extra.
| Year | Trade-in | Median | Dealer | Listings |
|---|---|---|---|---|
| 2026 | $29,000 | $40,000 | 11 | |
| 2025 | $25,991 | $29,400 | 3 | |
| 2024 | $16,995 | $28,442 | 16 | |
| 2023 | $15,900 | $26,685 | 9 | |
| 2022 | $12,995 | $25,900 | 8 | |
| 2021 | $8,900 | $21,900 | 15 | |
| 2020 | $10,299 | $19,950 | 27 | |
| 2019 | $7,900 | $15,900 | 31 | |
| 2018 | $8,800 | $18,500 | 43 | |
| 2017 | $4,950 | $12,995 | 42 | |
| 2016 | $4,444 | $14,900 | 36 | |
| 2015 | $4,395 | $10,995 | 61 | |
| 2014 | $3,895 | $9,500 | 45 | |
| 2013 | $3,300 | $8,888 | 49 | |
| 2012 | $2,000 | $6,999 | 33 | |
| 2011 | $1,900 | $8,800 | 30 | |
| 2010 | $1,300 | $5,900 | 20 |
How the GMC Terrain depreciates
The newest GMC Terrain has a median asking price of $37,195; a 16-year-older one runs about $3,900 — roughly 90% lost over 16 years (compare the typical depreciation curve by age).
Does the GMC Terrain hold value better than its rivals?
Over the same 5 years the Toyota RAV4 keeps 60%, the Jeep Wrangler 56% and the Honda CR-V 59%, against 48% for the Terrain. The Toyota RAV4, Jeep Wrangler and Honda CR-V hold value better than the Terrain.
The GMC Terrain market right now
Adjust your GMC Terrain value for mileage
Crossing 100k miles costs a GMC Terrain about 46% of its under-40k asking price:
Trade-in, private-party & dealer price
For a 2026 GMC Terrain: a dealer trade-in offer is around $29,000, selling private-party nets about $37,195, and a lot asks near $40,000 — a $11,000 spread on the same car.
What sellers really ask, from our own listings: for the same model year, the Terrain costs a median 37% more from a dealer than from a private seller, across the 4 recent model years with enough of both. Title, state and mileage effects are on the GMC Terrain price page.
| Model year | Private seller (listings) | Dealer (listings) | Dealer vs private |
|---|---|---|---|
| 2026 | $21,900 (7) | $36,727 (24) | +68% |
| 2022 | $19,100 (5) | $19,090 (28) | same |
| 2020 | $12,400 (12) | $15,599 (53) | +26% |
| 2019 | $9,450 (10) | $13,995 (73) | +48% |
Stop guessing at a price range.
- The exact number, not a $4,000 spread
- Market chart: where this model's price is heading
- Price-drop alerts when the model you want gets cheaper
- Full research report as a PDF
- No ads, no tracking — and much more
Get an exact GMC Terrain value by VIN
More on the GMC Terrain
GMC Terrain value FAQ
How much is a GMC Terrain worth?
It depends mostly on the model year: in our listings the median asking price runs from $3,900 to $37,195 across 17 model years. A 2026 is worth about $37,195, the median of 11 listings.
How much does mileage cut a GMC Terrain's value?
Among Terrains from the last eight model years, those with under 40,000 miles ask a median $23,977, and those with over 150,000 miles ask $8,995; crossing 100,000 miles alone costs about 46%.
Which GMC Terrain year is the best value?
The newest Terrain at under half the 2026 price is the 2022, with a median asking price of $15,995 (43% of it). A 2019 and a 2018 ask almost the same, $12,995 against $12,995, so the newer year costs next to nothing extra.
Is a GMC Terrain cheaper from a dealer or a private seller?
Usually from a private seller: for the same model year, dealers ask a median 37% more, across 4 recent model years in our listings.
Does the Terrain hold value better than the Toyota RAV4?
No: over 5 years the Terrain keeps 48% of its value and the Toyota RAV4 60%, by the median asking prices of the 2026 and 2021 model years.
Mark ForCar as a preferred source and our data shows up first in your Google results. One click, no account.